Anyone Can Be A Millionaire, Even in Tough Economic Times
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Sitting back and waiting is one of the best ways to squash your dreams. Bottom line: Start working towards your goals right now. It's no secret that the wealthy tend to be frugal with their money. While they excel at saving and spending wisely, they also know that one of the best ways to make more money is to invest some of what they earn. You never know when an opportunity is going to present itself, and if you immediately shut down the thought of investing in said opportunity, then you could be losing out on making a fortune.
That doesn't mean every idea is a winner -- it's important to think critically and ask the right questions before making significant moves. That's why the wealthy tend to keep an open mind when it comes to new ideas. In other words, if you had a significant number of friends in high school, then you may have a better chance of earning more money in your adult life. Another common trait that millionaires have in common is that they're usually able to live below their means.
These make us a lot more money in the long-term. Related: How to Become a Millionaire by Age Even Warren Buffett, one of the richest people alive and arguably the best investor ever, created more than 80 percent of his vast wealth after he turned Related: You Deserve to Be a Millionaire.
Follow These 12 Tips to Get There. In other words: If you want to be wealthy, start hanging out with millionaires.
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The wealthy spend time thinking about their long-term goals and needs. Being married, on the other hand, may be correlated with almost double the comparative wealth 93 percent. Gary Varynerchuk once said , "I suck at 99 percent of stuff, but I go all out on that 1 percent I'm good at. Instead, they accept challenges and look for ways to conquer them. Did you know that men who are self-reported drinkers earn 21 percent more than those who abstain from drinking, while women who drink earn 8 percent more than non-drinking females?
The reason may be tied to the idea that drinking could enhance social capital, according to research published in However, the wealthy seem to avoid smoking, according to research published in Eventually, those packs of cigarettes add up: Nonsmokers' net worth tends to be about 50 percent higher than that of light smokers and more than twice that of people who smoke heavily.
The First Million Might Be The Easiest: How To Become A Millionaire By Age 30
Sanders has plenty of company. In there were Another 1. Nor is Sanders alone in Congress, even — or especially — among Democrats. About half of all Senate Democrats in were millionaires. In his biography of Harry Truman, David McCullough noted that the 33rd president was shocked by how little money was left to him after he had to pay 67 percent of his hard-won earnings in state and federal taxes.
But his experience of sudden wealth ought at least to temper the hard and ugly edges of his class-war politics. Getting rich is not a form of theft. Being rich is not a sin. And becoming richer is no shame. Wealth and philanthropy tend to correlate. So instead of being tired, stressed, or constantly sick, you can put your energy towards building your wealth.
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Do you get a dividend on that investment? The reverse. You have to pay money every year in maintenance and property taxes, both of which go up randomly. Instead of putting all of your money into a house, put a fraction of your money into rent each month and use the rest to figure out how to generate either your own business or even better multiple streams of income.
If you do want to become a homeowner, only do so if you have a stable job, aren't under a mountain of debt, have a good credit score, and have some money stashed away in a savings account. Even if you have a six-figure salary, never rely on one stream of income. It's a practice that the wealthy have followed for years, because you never know when that cushy job could come to a halt. Additionally, having multiple streams of income allows you to pay off any debt faster and put more money into your investments and retirement.
Why Many Millionaires Don't Feel Rich
Thanks to the freelancer generation, you can side-hustle whenever you want, like driving for Uber or Lyft on the weekends, or even start your own business from the comfort of your home. How much of your valuable time do you lose parked in front of a screen? Two-thirds of wealthy people watch less than an hour of TV a day and almost that many percent--spend less than an hour a day on the internet unless it is job-related.
Instead, these successful people use their free time engaged in personal development, networking, volunteering, working side jobs or side businesses, or pursuing some goal that will lead to rewards down the road. But 77 percent of those struggling financially spend an hour or more a day watching TV, and 74 percent spend an hour or more a day using the internet recreationally.
In addition, millionaires do not sit around and watch others advance in life. Millionaires take action to help themselves reach their goals. The rich are known for wanting to expand their knowledge, stay up-to-date on current events and industry trends, and learn lessons from inspirational figures. In fact, 88 percent of the wealthy read 30 minutes or more every day. As Will Lipovsky notes, reading also brings in various and opposing perspectives and points of view, motivates you to dream bigger, and inspires you to never give up.
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Emotions, particularly fear and negativity, are two of the biggest obstacles to overcome if you want to become a millionaire. And there's research that backs this up. According to Barbara Fredrickson, a positive psychology researcher at the University of North Carolina, negative thoughts, like fear, narrow your mind and focus. Positive thoughts, however, are able to open your mind to more possibilities and options.